:root{
  --navy:#102e46;--navy2:#071f31;--blue:#1b4c68;--gold:#c8943b;--gold2:#e5bc68;
  --ink:#142431;--muted:#657684;--bg:#f5f7f9;--line:#dce5eb;--white:#fff;--green:#1f8a5b;
  --shadow:0 18px 55px rgba(16,46,70,.14);--radius:22px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);line-height:1.55;background:#fff}
a{text-decoration:none;color:inherit}img{display:block;max-width:100%}.container{width:min(1180px,92%);margin:auto}
.topbar{background:var(--navy2);color:#d6e2e9;font-size:13px}.topbar .container{display:flex;justify-content:space-between;gap:18px;padding:9px 0}
header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(220,229,235,.9)}
.nav{min-height:80px;display:flex;align-items:center;justify-content:space-between;gap:26px}.brand{display:flex;align-items:center;gap:12px}.brand img{width:82px;height:58px;object-fit:contain}
.brand strong{display:block;color:var(--navy);font-size:18px;letter-spacing:.4px}.brand small{display:block;color:var(--muted);font-size:12px}
nav{display:flex;align-items:center;gap:20px;font-size:14px;font-weight:750}nav a:hover{color:var(--gold)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:12px;padding:13px 18px;border:1px solid transparent;font-weight:800;cursor:pointer;transition:.2s}
.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:var(--navy2);transform:translateY(-1px)}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold2));color:#172733}.btn-gold:hover{filter:brightness(1.04);transform:translateY(-1px)}
.btn-outline{border-color:#bdccd6;background:#fff;color:var(--navy)}
.hero{position:relative;background:var(--navy2);color:#fff;overflow:hidden}.hero-bg{position:absolute;inset:0;background-position:center;background-size:cover;opacity:.42}.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,31,49,.99) 0%,rgba(7,31,49,.92) 45%,rgba(7,31,49,.44) 100%)}
.hero-grid{position:relative;z-index:2;min-height:650px;display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:48px;padding:76px 0}
.kicker{display:inline-flex;align-items:center;gap:10px;color:#f1d69d;text-transform:uppercase;letter-spacing:1.3px;font-size:12px;font-weight:900}.kicker:before{content:"";width:36px;height:2px;background:var(--gold2)}
h1{font-size:clamp(44px,5.6vw,74px);line-height:1.01;letter-spacing:-2.7px;margin:17px 0 22px}.hero p{font-size:18px;color:#dce7ee;max-width:700px;margin:0 0 28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.trust{display:flex;gap:20px;flex-wrap:wrap;margin-top:29px;color:#cfdce4;font-size:13px}.trust span:before{content:"•";color:var(--gold2);font-size:20px;vertical-align:-2px;margin-right:7px}
.hero-card{justify-self:end;max-width:425px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.17);border-radius:24px;padding:26px;backdrop-filter:blur(12px);box-shadow:0 28px 70px rgba(0,0,0,.18)}
.hero-card h3{font-size:22px;margin:0 0 9px}.hero-card p{font-size:14px;margin:0 0 17px}.hero-card .row{display:flex;justify-content:space-between;gap:12px;padding:13px 0;border-top:1px solid rgba(255,255,255,.14);font-size:13px}.hero-card strong{font-size:13px}
section{padding:86px 0}.section-head{max-width:790px;margin-bottom:38px}.overline{color:var(--gold);text-transform:uppercase;font-weight:900;letter-spacing:1.2px;font-size:12px}
.section-head h2{font-size:clamp(32px,4.3vw,50px);line-height:1.08;color:var(--navy);letter-spacing:-1.6px;margin:10px 0 14px}.section-head p{font-size:17px;color:var(--muted);margin:0}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.card{border:1px solid var(--line);background:#fff;border-radius:var(--radius);padding:26px;transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.card .icon{width:52px;height:52px;background:#edf3f6;border-radius:15px;display:grid;place-items:center;font-size:24px;margin-bottom:16px}.card h3{color:var(--navy);margin:0 0 8px}.card p{margin:0;color:var(--muted);font-size:14px}
.card ul{padding-left:18px;color:#536574;font-size:13.5px}.card li{margin:6px 0}
.band{background:var(--bg)}.split{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center}.visual{border-radius:28px;overflow:hidden;box-shadow:var(--shadow)}.visual img{width:100%;height:500px;object-fit:cover}
.checks{display:grid;gap:15px;margin-top:22px}.check{display:flex;gap:13px}.check b{flex:0 0 26px;width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:12px}
.check strong{display:block;color:var(--navy);margin-bottom:2px}.check span{display:block;color:var(--muted);font-size:14px}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:38px}.stat{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}.stat strong{display:block;color:var(--navy);font-size:18px}.stat span{color:var(--muted);font-size:12px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{border:1px solid var(--line);border-radius:18px;padding:23px;background:#fff}.step .n{color:var(--gold);font-weight:900;font-size:11px;letter-spacing:1px}.step h3{color:var(--navy);font-size:19px;margin:10px 0 8px}.step p{font-size:13.5px;color:var(--muted);margin:0}
.proof{background:linear-gradient(135deg,var(--navy2),var(--navy));color:#fff}.proof .section-head h2{color:#fff}.proof .section-head p{color:#cad8e0}
.proof-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.proof-card{border:1px solid rgba(255,255,255,.13);background:rgba(255,255,255,.07);border-radius:20px;padding:24px}.proof-card h3{margin:0 0 9px}.proof-card p{color:#cfdae1;font-size:14px;margin:0}
.lead{background:#071f31;color:#fff}.lead-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}.lead h2{font-size:clamp(34px,4.3vw,52px);line-height:1.07;letter-spacing:-1.6px;margin:12px 0 16px}.lead p{color:#c9d6df}
.form-card{background:#fff;color:var(--ink);border-radius:24px;padding:28px;box-shadow:0 28px 85px rgba(0,0,0,.28)}.form-card h3{color:var(--navy);font-size:24px;margin:0 0 6px}.form-card .sub{font-size:12px;color:var(--muted);margin-bottom:18px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.field{display:grid;gap:6px}.field.full{grid-column:1/-1}label{font-size:12px;font-weight:800;color:#4f6170}input,select,textarea{width:100%;border:1px solid #cbd7df;border-radius:11px;padding:12px 13px;outline:none;background:#fff}
input:focus,select:focus,textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(200,148,59,.12)}textarea{min-height:90px;resize:vertical}
.uploadbox{border:1.5px dashed #b9c8d2;border-radius:13px;padding:13px;background:#f8fafb}.uploadbox small{display:block;color:#758592;margin-top:5px}.form-actions{margin-top:16px}.note{font-size:11px;color:#7d8c97;margin-top:9px}
.faq{max-width:900px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.faq p{color:var(--muted);font-size:14px}
.cta-strip{padding:58px 0}.cta-box{background:linear-gradient(135deg,#edf3f6,#fff);border:1px solid var(--line);border-radius:26px;padding:36px;display:flex;justify-content:space-between;gap:28px;align-items:center}.cta-box h2{color:var(--navy);font-size:34px;margin:0 0 8px}.cta-box p{color:var(--muted);margin:0;max-width:700px}
.breadcrumb{background:#f4f7f9;border-bottom:1px solid var(--line);font-size:12px;color:#6e7d89}.breadcrumb .container{padding:10px 0}
.article{max-width:880px}.article h2{color:var(--navy);margin-top:38px}.article h3{color:var(--navy)}.article p,.article li{color:#536574}.article .callout{border-left:4px solid var(--gold);background:#f7f9fa;padding:18px 20px;border-radius:0 14px 14px 0}
footer{background:#061a29;color:#aebdc8;padding:46px 0 25px}.footer-grid{display:grid;grid-template-columns:1.35fr .85fr .85fr;gap:38px}.footer-logo{display:flex;gap:13px;align-items:center}.footer-logo img{width:80px;background:#fff;border-radius:11px;padding:6px}
footer h4,footer strong{color:#fff}footer p,footer a{font-size:13.5px}.copy{border-top:1px solid rgba(255,255,255,.08);margin-top:28px;padding-top:18px;font-size:11px;color:#7f94a3}
.float-wa{position:fixed;right:22px;bottom:22px;z-index:120;width:60px;height:60px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-weight:900;box-shadow:0 14px 35px rgba(0,0,0,.25)}
@media(max-width:980px){nav a:not(.btn){display:none}.hero-grid,.split,.lead-grid{grid-template-columns:1fr}.hero-card{justify-self:start}.grid4,.steps,.stats{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.topbar .container{justify-content:center;text-align:center}.topbar .container span:last-child{display:none}.brand small{display:none}.brand img{width:68px}.nav{min-height:70px}nav .btn{display:none}.hero-grid{min-height:auto;padding:58px 0}.hero-card{display:none}h1{letter-spacing:-1.7px}.grid4,.steps,.stats,.proof-grid,.form-grid,.footer-grid{grid-template-columns:1fr}.field.full{grid-column:auto}section{padding:65px 0}.visual img{height:360px}.cta-box{display:block;padding:28px}.cta-box .btn{margin-top:18px}}